2016 XDR to SGD Historical Review

YEARLY HIGH

1.9984 SGD

YEARLY LOW

1.8688 SGD

YEARLY AVERAGE

1.9192 SGD

2016 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 1.9984. Conversely, the yearly low was recorded on July 30, dropping to 1.8688.

This high-to-low spread represents a total annual volatility of 0.1295 SGD. From a start-to-finish perspective, comparing the January average rate of 1.9786 to the December average rate of 1.9346, the exchange rate registered a net change of -2.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.9984 was down 0.56% compared to the 2015 peak of 2.0097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,992 SGD

2015 Average 9,617 SGD

Yearly Trough Low 9,344 SGD

Transaction Impact: A difference of 647.67 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.9887

1.8675

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9323, compared to 1.9061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0262 points.

H1 Avg (Jan–Jun) 1.9323

H2 Avg (Jul–Dec) 1.9061

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0493 SGD (High: 1.9334 / Low: 1.8841). On the other end, October was the most stable month, with a tight range of 0.0154 SGD (High: 1.9179 / Low: 1.9026).

June Spread (Volatile) ±0.0493

October Spread (Stable) ±0.0154

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0439 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0439

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 1.9786) against the same month in 2015 (average: 1.9020), the exchange rate shifted by +0.0766 (+4.03%).

2016 Avg (January) 1.9786

2015 Avg (January) 1.9020

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9984	1.9570	1.9786
February	1.9743	1.9427	1.9591
March	1.9365	1.9001	1.9152
April	1.9119	1.8912	1.9026
May	1.9420	1.9079	1.9325
June	1.9334	1.8841	1.9060
July	1.8865	1.8688	1.8776
August	1.9101	1.8711	1.8844
September	1.9146	1.8850	1.9021
October	1.9179	1.9026	1.9097
November	1.9402	1.9138	1.9282
December	1.9458	1.9232	1.9346