2018 XDR to SGD Historical Review

YEARLY HIGH

1.9326 SGD

YEARLY LOW

1.8898 SGD

YEARLY AVERAGE

1.9124 SGD

2018 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 8, valuing the pair at 1.9326. Conversely, the yearly low was recorded on June 5, dropping to 1.8898.

This high-to-low spread represents a total annual volatility of 0.0427 SGD. From a start-to-finish perspective, comparing the January average rate of 1.9006 to the December average rate of 1.9073, the exchange rate registered a net change of 0.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.9326 was down 0.89% compared to the 2017 peak of 1.9500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,663 SGD

2017 Average 9,570 SGD

Yearly Trough Low 9,449 SGD

Transaction Impact: A difference of 213.70 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.9269

1.8982

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9087, compared to 1.9160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 1.9087

H2 Avg (Jul–Dec) 1.9160

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0351 SGD (High: 1.9250 / Low: 1.8898). On the other end, March was the most stable month, with a tight range of 0.0151 SGD (High: 1.9171 / Low: 1.9020).

June Spread (Volatile) ±0.0351

March Spread (Stable) ±0.0151

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0120 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 1.9223) against the same month in 2017 (average: 1.9182), the exchange rate shifted by +0.0041 (+0.21%).

2018 Avg (September) 1.9223

2017 Avg (September) 1.9182

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9109	1.8917	1.9006
February	1.9266	1.9045	1.9174
March	1.9171	1.9020	1.9105
April	1.9181	1.9026	1.9082
May	1.9242	1.8936	1.9092
June	1.9250	1.8898	1.9065
July	1.9244	1.9058	1.9143
August	1.9240	1.9080	1.9150
September	1.9326	1.9121	1.9223
October	1.9319	1.9165	1.9245
November	1.9200	1.9043	1.9126
December	1.9144	1.8989	1.9073