2013 XDR to SGD Historical Review

YEARLY HIGH

1.9576 SGD

YEARLY LOW

1.8519 SGD

YEARLY AVERAGE

1.9012 SGD

2013 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 1.9576. Conversely, the yearly low was recorded on May 9, dropping to 1.8519.

This high-to-low spread represents a total annual volatility of 0.1057 SGD. From a start-to-finish perspective, comparing the January average rate of 1.8857 to the December average rate of 1.9372, the exchange rate registered a net change of 2.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.9576 was down 1.84% compared to the 2012 peak of 1.9943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,788 SGD

2012 Average 9,566 SGD

Yearly Trough Low 9,260 SGD

Transaction Impact: A difference of 528.31 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.9446

1.8560

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8820, compared to 1.9204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0384 points.

H1 Avg (Jan–Jun) 1.8820

H2 Avg (Jul–Dec) 1.9204

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0438 SGD (High: 1.9274 / Low: 1.8837). On the other end, April was the most stable month, with a tight range of 0.0099 SGD (High: 1.8682 / Low: 1.8584).

June Spread (Volatile) ±0.0438

April Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0174 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.9372) against the same month in 2012 (average: 1.8777), the exchange rate shifted by +0.0595 (+3.17%).

2013 Avg (December) 1.9372

2012 Avg (December) 1.8777

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9084	1.8724	1.8857
February	1.9122	1.8710	1.8907
March	1.8831	1.8597	1.8734
April	1.8682	1.8584	1.8634
May	1.8937	1.8519	1.8708
June	1.9274	1.8837	1.9079
July	1.9259	1.8960	1.9061
August	1.9527	1.9150	1.9316
September	1.9340	1.9136	1.9238
October	1.9242	1.9043	1.9138
November	1.9273	1.9019	1.9097
December	1.9576	1.9227	1.9372