2014 XDR to SGD Historical Review

YEARLY HIGH

1.9721 SGD

YEARLY LOW

1.8852 SGD

YEARLY AVERAGE

1.9251 SGD

2014 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 1.9721. Conversely, the yearly low was recorded on September 7, dropping to 1.8852.

This high-to-low spread represents a total annual volatility of 0.0869 SGD. From a start-to-finish perspective, comparing the January average rate of 1.9537 to the December average rate of 1.9162, the exchange rate registered a net change of -1.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.9721 was up 0.74% compared to the 2013 peak of 1.9576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,860 SGD

2013 Average 9,506 SGD

Yearly Trough Low 9,426 SGD

Transaction Impact: A difference of 434.39 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.9681

1.8875

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9454, compared to 1.9047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0407 points.

H1 Avg (Jan–Jun) 1.9454

H2 Avg (Jul–Dec) 1.9047

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0321 SGD (High: 1.9721 / Low: 1.9400). On the other end, December was the most stable month, with a tight range of 0.0140 SGD (High: 1.9225 / Low: 1.9085).

January Spread (Volatile) ±0.0321

December Spread (Stable) ±0.0140

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0189 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.9537) against the same month in 2013 (average: 1.8857), the exchange rate shifted by +0.0680 (+3.60%).

2014 Avg (January) 1.9537

2013 Avg (January) 1.8857

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9721	1.9400	1.9537
February	1.9618	1.9438	1.9505
March	1.9705	1.9434	1.9614
April	1.9492	1.9348	1.9425
May	1.9463	1.9318	1.9361
June	1.9359	1.9209	1.9285
July	1.9300	1.9042	1.9164
August	1.9183	1.8944	1.9056
September	1.8998	1.8852	1.8942
October	1.9034	1.8882	1.8957
November	1.9136	1.8897	1.9004
December	1.9225	1.9085	1.9162