2020 BGN to KES Historical Review

YEARLY HIGH

69.9093 KES

YEARLY LOW

55.8095 KES

YEARLY AVERAGE

62.1835 KES

2020 BGN to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 69.9093. Conversely, the yearly low was recorded on February 20, dropping to 55.8095.

This high-to-low spread represents a total annual volatility of 14.0998 KES. From a start-to-finish perspective, comparing the January average rate of 57.3883 to the December average rate of 68.7599, the exchange rate registered a net change of 19.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 69.9093 was up 16.27% compared to the 2019 peak of 60.1277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 349,546 KES

2019 Average 291,872 KES

Yearly Trough Low 279,047 KES

Transaction Impact: A difference of 70,499.00 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

70.0060

55.0525

JanuMarcMayJulySeptNove

BGN to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 58.7061, compared to 65.6609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.9547 points.

H1 Avg (Jan–Jun) 58.7061

H2 Avg (Jul–Dec) 65.6609

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 4.0175 KES (High: 65.2641 / Low: 61.2466). On the other end, June was the most stable month, with a tight range of 1.1973 KES (High: 61.9423 / Low: 60.7450).

July Spread (Volatile) ±4.0175

June Spread (Stable) ±1.1973

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.0897 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.0897

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 68.7599) against the same month in 2019 (average: 57.6259), the exchange rate shifted by +11.1340 (+19.32%).

2020 Avg (December) 68.7599

2019 Avg (December) 57.6259

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.3407	56.7047	57.3883
February	57.0930	55.8095	56.2986
March	59.9481	57.0930	58.6577
April	60.0420	58.5968	59.1506
May	60.6452	58.4876	59.5239
June	61.9423	60.7450	61.2177
July	65.2641	61.2466	62.8831
August	66.2492	64.8579	65.4067
September	65.9282	64.4533	65.3219
October	66.0085	64.7752	65.3818
November	67.3009	64.7054	66.2117
December	69.9093	67.6761	68.7599