YEARLY HIGH
68.9842 KES
YEARLY LOW
64.3353 KES
YEARLY AVERAGE
66.3243 KES

2021 BGN to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 68.9842. Conversely, the yearly low was recorded on November 24, dropping to 64.3353.

This high-to-low spread represents a total annual volatility of 4.6488 KES. From a start-to-finish perspective, comparing the January average rate of 68.4046 to the December average rate of 65.2766, the exchange rate registered a net change of -4.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 68.9842 was down 1.32% compared to the 2020 peak of 69.9093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 344,921 KES
2020 Average 311,035 KES
Yearly Trough Low 321,677 KES
Transaction Impact: A difference of 23,244.17 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

68.7174
64.9638
JanuMarcMayJulySeptNove

BGN to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 67.0053, compared to 65.6433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3620 points.

H1 Avg (Jan–Jun) 67.0053
H2 Avg (Jul–Dec) 65.6433

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 2.3193 KES (High: 67.8425 / Low: 65.5232). On the other end, December was the most stable month, with a tight range of 0.7516 KES (High: 65.6936 / Low: 64.9420).

March Spread (Volatile) ±2.3193
December Spread (Stable) ±0.7516

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1109 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.1109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 68.4046) against the same month in 2020 (average: 57.3883), the exchange rate shifted by +11.0163 (+19.20%).

2021 Avg (January) 68.4046
2020 Avg (January) 57.3883

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 68.9842 67.9875 68.4046
February 68.3462 67.2265 67.8276
March 67.8425 65.5232 66.7166
April 67.1321 65.1750 66.0128
May 67.6537 65.6253 66.7234
June 67.3419 65.3142 66.3471
July 65.9492 65.1047 65.3931
August 66.3067 65.2802 65.7694
September 66.8722 65.4277 66.3491
October 66.3818 65.2558 65.7453
November 66.1845 64.3353 65.3264
December 65.6936 64.9420 65.2766