2012 HNL to CDF Historical Review

YEARLY HIGH

48.7895 CDF

YEARLY LOW

46.1945 CDF

YEARLY AVERAGE

47.6351 CDF

2012 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 16, valuing the pair at 48.7895. Conversely, the yearly low was recorded on December 26, dropping to 46.1945.

This high-to-low spread represents a total annual volatility of 2.5950 CDF. From a start-to-finish perspective, comparing the January average rate of 47.8694 to the December average rate of 46.6474, the exchange rate registered a net change of -2.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 48.7895 was down 0.07% compared to the 2011 peak of 48.8244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 243,947 CDF

2011 Average 240,995 CDF

Yearly Trough Low 230,972 CDF

Transaction Impact: A difference of 12,974.96 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

48.5122

46.4778

JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 48.0271, compared to 47.2431 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7840 points.

H1 Avg (Jan–Jun) 48.0271

H2 Avg (Jul–Dec) 47.2431

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 1.2758 CDF (High: 48.7075 / Low: 47.4318). On the other end, October was the most stable month, with a tight range of 0.3483 CDF (High: 47.1654 / Low: 46.8171).

February Spread (Volatile) ±1.2758

October Spread (Stable) ±0.3483

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.8372 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8372

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 48.3426) against the same month in 2011 (average: 48.2459), the exchange rate shifted by +0.0968 (+0.20%).

2012 Avg (July) 48.3426

2011 Avg (July) 48.2459

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	48.6255	47.6008	47.8694
February	48.7075	47.4318	48.0299
March	48.5128	47.7100	48.0606
April	48.5722	47.7939	48.0607
May	48.5933	47.6427	48.0406
June	48.7731	47.8499	48.1012
July	48.7895	47.7135	48.3426
August	48.4421	47.1673	47.5054
September	47.4612	46.8477	47.1423
October	47.1654	46.8171	46.9783
November	47.1239	46.6455	46.8425
December	47.1087	46.1945	46.6474