2025 HNL to CDF Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HNL to CDF Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 113.5987. Conversely, the yearly low was recorded on November 15, dropping to 80.7737.
This high-to-low spread represents a total annual volatility of 32.8251 CDF. From a start-to-finish perspective, comparing the January average rate of 112.0118 to the December average rate of 85.7842, the exchange rate registered a net change of -23.42% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 113.5987 was down 2.03% compared to the 2024 peak of 115.9555, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HNL based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HNL to CDF Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 111.6953, compared to 98.0591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 13.6362 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was October, with a trading range of 18.4635 CDF (High: 100.3824 / Low: 81.9189). On the other end, March was the most stable month, with a tight range of 1.3500 CDF (High: 112.6542 / Low: 111.3043).
Growth Streaks & Declines
TrendsNo sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 19.1190 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (April 2025: 112.3381) against the same month in 2024 (average: 113.0008), the exchange rate shifted by -0.6627 (-0.59%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 112.8964 | 111.2637 | 112.0118 |
| February | 112.3823 | 110.5837 | 111.7904 |
| March | 112.6542 | 111.3043 | 111.7817 |
| April | 113.5987 | 111.1433 | 112.3381 |
| May | 111.8691 | 110.4231 | 111.4383 |
| June | 111.6251 | 110.1721 | 110.8113 |
| July | 111.4311 | 109.5256 | 110.3681 |
| August | 111.2095 | 108.4816 | 110.2016 |
| September | 111.0323 | 100.5125 | 108.3747 |
| October | 100.3824 | 81.9189 | 89.2558 |
| November | 87.1563 | 80.7737 | 84.3702 |
| December | 87.1373 | 81.7878 | 85.7842 |