2018 HNL to CDF Historical Review

YEARLY HIGH

70.4727 CDF

YEARLY LOW

65.3321 CDF

YEARLY AVERAGE

67.7312 CDF

2018 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 70.4727. Conversely, the yearly low was recorded on July 28, dropping to 65.3321.

This high-to-low spread represents a total annual volatility of 5.1407 CDF. From a start-to-finish perspective, comparing the January average rate of 67.7642 to the December average rate of 67.0133, the exchange rate registered a net change of -1.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 70.4727 was down 0.30% compared to the 2017 peak of 70.6883, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 352,364 CDF

2017 Average 310,668 CDF

Yearly Trough Low 326,660 CDF

Transaction Impact: A difference of 25,703.38 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

68.5971

66.7090

JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 67.9954, compared to 67.4670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5284 points.

H1 Avg (Jan–Jun) 67.9954

H2 Avg (Jul–Dec) 67.4670

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 4.7088 CDF (High: 70.4727 / Low: 65.7639). On the other end, April was the most stable month, with a tight range of 0.4531 CDF (High: 68.3306 / Low: 67.8775).

December Spread (Volatile) ±4.7088

April Spread (Stable) ±0.4531

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.7426 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 67.0133) against the same month in 2017 (average: 66.7559), the exchange rate shifted by +0.2574 (+0.39%).

2018 Avg (December) 67.0133

2017 Avg (December) 66.7559

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	68.3500	66.2209	67.7642
February	68.9725	67.6714	68.2471
March	68.7171	67.9643	68.4398
April	68.3306	67.8775	68.2215
May	68.2860	67.5491	67.9222
June	67.8439	67.1509	67.3779
July	69.2934	65.3321	67.5691
August	68.4681	67.2072	67.7484
September	68.3992	67.3993	67.9961
October	68.3202	66.7910	67.6089
November	68.0968	66.0243	66.8664
December	70.4727	65.7639	67.0133