2016 HNL to CDF Historical Review

YEARLY HIGH

51.0795 CDF

YEARLY LOW

39.6839 CDF

YEARLY AVERAGE

42.4976 CDF

2016 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 51.0795. Conversely, the yearly low was recorded on November 17, dropping to 39.6839.

This high-to-low spread represents a total annual volatility of 11.3957 CDF. From a start-to-finish perspective, comparing the January average rate of 41.3194 to the December average rate of 49.9382, the exchange rate registered a net change of 20.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 51.0795 was up 15.39% compared to the 2015 peak of 44.2652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 255,398 CDF

2015 Average 213,497 CDF

Yearly Trough Low 198,419 CDF

Transaction Impact: A difference of 56,978.33 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

50.8316

40.1114

JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.1733, compared to 43.8219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.6487 points.

H1 Avg (Jan–Jun) 41.1733

H2 Avg (Jul–Dec) 43.8219

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 9.8172 CDF (High: 49.5011 / Low: 39.6839). On the other end, April was the most stable month, with a tight range of 0.2177 CDF (High: 41.1973 / Low: 40.9796).

November Spread (Volatile) ±9.8172

April Spread (Stable) ±0.2177

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2364 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2364

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 49.9382) against the same month in 2015 (average: 42.3513), the exchange rate shifted by +7.5869 (+17.91%).

2016 Avg (December) 49.9382

2015 Avg (December) 42.3513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.5154	41.1437	41.3194
February	41.3791	40.9188	41.1272
March	41.1530	40.7781	41.0047
April	41.1973	40.9796	41.1171
May	41.1870	40.9277	41.0763
June	42.3467	40.1690	41.3948
July	43.1065	41.4008	41.7820
August	43.0596	42.4526	42.7327
September	43.0983	42.5268	42.7307
October	42.9191	42.1177	42.4942
November	49.5011	39.6839	43.2538
December	51.0795	48.7331	49.9382