2019 HNL to CDF Historical Review

YEARLY HIGH

112.5975 CDF

YEARLY LOW

65.7780 CDF

YEARLY AVERAGE

67.3705 CDF

2019 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 112.5975. Conversely, the yearly low was recorded on June 10, dropping to 65.7780.

This high-to-low spread represents a total annual volatility of 46.8194 CDF. From a start-to-finish perspective, comparing the January average rate of 66.9133 to the December average rate of 69.3490, the exchange rate registered a net change of 3.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 112.5975 was up 59.77% compared to the 2018 peak of 70.4727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 562,987 CDF

2018 Average 338,641 CDF

Yearly Trough Low 328,890 CDF

Transaction Impact: A difference of 234,097.24 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

69.6090

66.4892

JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 66.9751, compared to 67.7659 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7908 points.

H1 Avg (Jan–Jun) 66.9751

H2 Avg (Jul–Dec) 67.7659

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 45.2570 CDF (High: 112.5975 / Low: 67.3405). On the other end, November was the most stable month, with a tight range of 0.6066 CDF (High: 67.7165 / Low: 67.1100).

December Spread (Volatile) ±45.2570

November Spread (Stable) ±0.6066

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5230 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5230

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 69.3490) against the same month in 2018 (average: 67.0133), the exchange rate shifted by +2.3357 (+3.49%).

2019 Avg (December) 69.3490

2018 Avg (December) 67.0133

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	67.4718	66.4269	66.9133
February	67.4223	66.4227	66.8746
March	67.3824	66.4359	66.7491
April	67.1105	66.4970	66.8249
May	70.0256	66.3285	67.5057
June	67.5879	65.7780	66.9827
July	68.0522	67.1239	67.4093
August	68.1098	67.2618	67.4631
September	68.5190	67.3486	67.6175
October	67.7561	67.0707	67.3516
November	67.7165	67.1100	67.4047
December	112.5975	67.3405	69.3490