2024 HNL to CDF Historical Review

YEARLY HIGH

115.9555 CDF

YEARLY LOW

107.6487 CDF

YEARLY AVERAGE

113.2409 CDF

2024 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 115.9555. Conversely, the yearly low was recorded on January 20, dropping to 107.6487.

This high-to-low spread represents a total annual volatility of 8.3068 CDF. From a start-to-finish perspective, comparing the January average rate of 110.2518 to the December average rate of 112.5902, the exchange rate registered a net change of 2.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 115.9555 was up 2.59% compared to the 2023 peak of 113.0289, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 579,778 CDF

2023 Average 473,777 CDF

Yearly Trough Low 538,244 CDF

Transaction Impact: A difference of 41,534.00 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

115.3935

109.7844

JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 112.3690, compared to 114.1128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7438 points.

H1 Avg (Jan–Jun) 112.3690

H2 Avg (Jul–Dec) 114.1128

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 3.8625 CDF (High: 111.5112 / Low: 107.6487). On the other end, September was the most stable month, with a tight range of 1.1418 CDF (High: 115.4535 / Low: 114.3117).

January Spread (Volatile) ±3.8625

September Spread (Stable) ±1.1418

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.9588 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.9588

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2024: 114.8038) against the same month in 2023 (average: 100.2593), the exchange rate shifted by +14.5445 (+14.51%).

2024 Avg (July) 114.8038

2023 Avg (July) 100.2593

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	111.5112	107.6487	110.2518
February	112.0716	110.8142	111.4988
March	113.1363	111.5811	112.2226
April	114.2794	112.2999	113.0008
May	113.9057	112.5253	113.0119
June	115.2395	113.0517	114.2279
July	115.9555	114.0986	114.8038
August	115.8807	113.3668	114.9261
September	115.4535	114.3117	114.6877
October	115.8478	112.7345	114.1201
November	114.3427	112.9297	113.5490
December	113.4041	111.9716	112.5902