YEARLY HIGH
44.2652 CDF
YEARLY LOW
41.4193 CDF
YEARLY AVERAGE
42.7062 CDF

2015 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 44.2652. Conversely, the yearly low was recorded on December 31, dropping to 41.4193.

This high-to-low spread represents a total annual volatility of 2.8458 CDF. From a start-to-finish perspective, comparing the January average rate of 43.9684 to the December average rate of 42.3513, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 44.2652 was down 8.53% compared to the 2014 peak of 48.3914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 221,326 CDF
2014 Average 226,542 CDF
Yearly Trough Low 207,097 CDF
Transaction Impact: A difference of 14,229.22 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

44.1501
41.9701
JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.0993, compared to 42.3131 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7862 points.

H1 Avg (Jan–Jun) 43.0993
H2 Avg (Jul–Dec) 42.3131

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 1.6371 CDF (High: 44.1818 / Low: 42.5447). On the other end, September was the most stable month, with a tight range of 0.2169 CDF (High: 42.5341 / Low: 42.3172).

March Spread (Volatile) ±1.6371
September Spread (Stable) ±0.2169

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8625 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.8625

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 43.9684) against the same month in 2014 (average: 46.0823), the exchange rate shifted by -2.1139 (-4.59%).

2015 Avg (January) 43.9684
2014 Avg (January) 46.0823

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 44.2652 43.4558 43.9684
February 44.1537 43.3775 43.7986
March 44.1818 42.5447 43.2785
April 43.5042 42.0607 43.0142
May 42.3410 41.9972 42.1518
June 42.7196 42.0862 42.3845
July 42.5852 42.0219 42.4233
August 42.4152 41.9843 42.2540
September 42.5341 42.3172 42.4095
October 42.4779 41.9468 42.2333
November 42.3775 41.9607 42.2073
December 42.7201 41.4193 42.3513