YEARLY HIGH
113.0289 CDF
YEARLY LOW
82.1646 CDF
YEARLY AVERAGE
94.6783 CDF

2023 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 113.0289. Conversely, the yearly low was recorded on January 7, dropping to 82.1646.

This high-to-low spread represents a total annual volatility of 30.8643 CDF. From a start-to-finish perspective, comparing the January average rate of 83.0598 to the December average rate of 110.1669, the exchange rate registered a net change of 32.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 113.0289 was up 35.25% compared to the 2022 peak of 83.5676, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 565,145 CDF
2022 Average 410,405 CDF
Yearly Trough Low 410,823 CDF
Transaction Impact: A difference of 154,321.66 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

112.8776
80.3491
JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.6412, compared to 102.7154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 16.0742 points.

H1 Avg (Jan–Jun) 86.6412
H2 Avg (Jul–Dec) 102.7154

Volatility Range Comparison

Volatility

The most volatile month in 2023 was May, with a trading range of 12.0124 CDF (High: 94.7035 / Low: 82.6911). On the other end, March was the most stable month, with a tight range of 1.6212 CDF (High: 84.5455 / Low: 82.9243).

May Spread (Volatile) ±12.0124
March Spread (Stable) ±1.6212

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3196 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.3196

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2023: 110.1669) against the same month in 2022 (average: 82.8310), the exchange rate shifted by +27.3359 (+33.00%).

2023 Avg (December) 110.1669
2022 Avg (December) 82.8310

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 83.9232 82.1646 83.0598
February 84.3826 82.1863 83.6658
March 84.5455 82.9243 83.9572
April 89.1556 82.9684 84.6575
May 94.7035 82.6911 88.8673
June 97.4919 93.9584 95.6396
July 103.5113 97.4919 100.2593
August 101.0613 98.9858 100.5834
September 100.9053 99.0757 100.2638
October 105.4337 99.6025 101.9510
November 110.3000 100.3894 103.0681
December 113.0289 107.7203 110.1669