2022 HNL to CDF Historical Review

YEARLY HIGH

83.5676 CDF

YEARLY LOW

78.4511 CDF

YEARLY AVERAGE

82.0801 CDF

2022 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 24, valuing the pair at 83.5676. Conversely, the yearly low was recorded on August 29, dropping to 78.4511.

This high-to-low spread represents a total annual volatility of 5.1165 CDF. From a start-to-finish perspective, comparing the January average rate of 81.7912 to the December average rate of 82.8310, the exchange rate registered a net change of 1.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 83.5676 was down 0.53% compared to the 2021 peak of 84.0167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 417,838 CDF

2021 Average 413,015 CDF

Yearly Trough Low 392,256 CDF

Transaction Impact: A difference of 25,582.57 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

83.0340

81.1886

JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.8347, compared to 82.3256 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4909 points.

H1 Avg (Jan–Jun) 81.8347

H2 Avg (Jul–Dec) 82.3256

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 4.9957 CDF (High: 83.4468 / Low: 78.4511). On the other end, July was the most stable month, with a tight range of 0.3704 CDF (High: 81.4655 / Low: 81.0951).

August Spread (Volatile) ±4.9957

July Spread (Stable) ±0.3704

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5621 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5621

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 82.8802) against the same month in 2021 (average: 82.6279), the exchange rate shifted by +0.2523 (+0.31%).

2022 Avg (September) 82.8802

2021 Avg (September) 82.6279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	82.1611	81.3399	81.7912
February	82.1538	81.2874	81.7211
March	82.6355	81.2687	81.9239
April	82.4785	81.4849	82.0256
May	83.0543	81.3903	82.0541
June	81.8275	81.0227	81.4920
July	81.4655	81.0951	81.3423
August	83.4468	78.4511	81.5428
September	83.5676	82.2414	82.8802
October	83.3103	81.5524	82.6522
November	83.4020	82.2535	82.7049
December	83.2764	82.1862	82.8310