2013 HNL to CDF Historical Review

YEARLY HIGH

48.6841 CDF

YEARLY LOW

44.8589 CDF

YEARLY AVERAGE

45.9479 CDF

2013 HNL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 48.6841. Conversely, the yearly low was recorded on August 7, dropping to 44.8589.

This high-to-low spread represents a total annual volatility of 3.8252 CDF. From a start-to-finish perspective, comparing the January average rate of 46.3083 to the December average rate of 45.2196, the exchange rate registered a net change of -2.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 48.6841 was down 0.22% compared to the 2012 peak of 48.7895, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 243,421 CDF

2012 Average 238,170 CDF

Yearly Trough Low 224,294 CDF

Transaction Impact: A difference of 19,126.22 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

47.8362

44.9170

JanuMarcMayJulySeptNove

HNL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.6182, compared to 45.2776 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3405 points.

H1 Avg (Jan–Jun) 46.6182

H2 Avg (Jul–Dec) 45.2776

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 3.3385 CDF (High: 48.6841 / Low: 45.3456). On the other end, October was the most stable month, with a tight range of 0.2466 CDF (High: 45.3701 / Low: 45.1235).

May Spread (Volatile) ±3.3385

October Spread (Stable) ±0.2466

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.1327 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.1327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 47.5929) against the same month in 2012 (average: 48.0406), the exchange rate shifted by -0.4477 (-0.93%).

2013 Avg (May) 47.5929

2012 Avg (May) 48.0406

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	46.5345	46.1114	46.3083
February	46.2811	45.6812	46.1405
March	47.2512	46.1672	46.8324
April	47.9635	46.8390	47.3746
May	48.6841	45.3456	47.5929
June	45.6390	45.2343	45.4602
July	45.6471	45.0930	45.4327
August	45.4239	44.8589	45.1602
September	45.6958	45.1157	45.4093
October	45.3701	45.1235	45.2606
November	45.6684	44.8781	45.1834
December	45.7783	44.8733	45.2196