2012 HRK to ALL Historical Review

YEARLY HIGH

18.8795 ALL

YEARLY LOW

18.0363 ALL

YEARLY AVERAGE

18.4795 ALL

2012 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 18.8795. Conversely, the yearly low was recorded on July 29, dropping to 18.0363.

This high-to-low spread represents a total annual volatility of 0.8432 ALL. From a start-to-finish perspective, comparing the January average rate of 18.3030 to the December average rate of 18.5589, the exchange rate registered a net change of 1.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 18.8795 was down 2.66% compared to the 2011 peak of 19.3949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 94,397 ALL

2011 Average 94,347 ALL

Yearly Trough Low 90,182 ALL

Transaction Impact: A difference of 4,215.89 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

18.7304

18.2641

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.4523, compared to 18.5066 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0543 points.

H1 Avg (Jan–Jun) 18.4523

H2 Avg (Jul–Dec) 18.5066

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.4256 ALL (High: 18.8540 / Low: 18.4284). On the other end, June was the most stable month, with a tight range of 0.1509 ALL (High: 18.4286 / Low: 18.2777).

October Spread (Volatile) ±0.4256

June Spread (Stable) ±0.1509

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1749 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1749

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 18.6916) against the same month in 2011 (average: 18.7395), the exchange rate shifted by -0.0479 (-0.26%).

2012 Avg (September) 18.6916

2011 Avg (September) 18.7395

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.4728	18.2026	18.3030
February	18.6113	18.2301	18.3523
March	18.6693	18.4633	18.5480
April	18.7543	18.5252	18.6708
May	18.7254	18.3202	18.4959
June	18.4286	18.2777	18.3437
July	18.4261	18.0363	18.3117
August	18.5469	18.1734	18.3473
September	18.8795	18.4547	18.6916
October	18.8540	18.4284	18.5987
November	18.6303	18.4566	18.5314
December	18.6454	18.4489	18.5589