2014 HRK to ALL Historical Review

YEARLY HIGH

18.5438 ALL

YEARLY LOW

18.0502 ALL

YEARLY AVERAGE

18.3384 ALL

2014 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 18.5438. Conversely, the yearly low was recorded on November 1, dropping to 18.0502.

This high-to-low spread represents a total annual volatility of 0.4936 ALL. From a start-to-finish perspective, comparing the January average rate of 18.4201 to the December average rate of 18.2684, the exchange rate registered a net change of -0.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 18.5438 was down 2.14% compared to the 2013 peak of 18.9499, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 92,719 ALL

2013 Average 92,583 ALL

Yearly Trough Low 90,251 ALL

Transaction Impact: A difference of 2,467.88 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

18.5259

18.1749

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.3993, compared to 18.2775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1218 points.

H1 Avg (Jan–Jun) 18.3993

H2 Avg (Jul–Dec) 18.2775

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.3321 ALL (High: 18.5325 / Low: 18.2003). On the other end, December was the most stable month, with a tight range of 0.0556 ALL (High: 18.2928 / Low: 18.2371).

July Spread (Volatile) ±0.3321

December Spread (Stable) ±0.0556

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1547 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1547

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 18.4966) against the same month in 2013 (average: 18.8165), the exchange rate shifted by -0.3199 (-1.70%).

2014 Avg (June) 18.4966

2013 Avg (June) 18.8165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.4835	18.3370	18.4201
February	18.3976	18.2908	18.3481
March	18.3673	18.2930	18.3298
April	18.4230	18.2690	18.3629
May	18.4805	18.3911	18.4385
June	18.5438	18.4590	18.4966
July	18.5325	18.2003	18.3813
August	18.2883	18.1924	18.2479
September	18.4207	18.2916	18.3589
October	18.3211	18.0631	18.2042
November	18.2713	18.0502	18.2045
December	18.2928	18.2371	18.2684