2016 HRK to ALL Historical Review

YEARLY HIGH

18.6884 ALL

YEARLY LOW

17.7950 ALL

YEARLY AVERAGE

18.2382 ALL

2016 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 18.6884. Conversely, the yearly low was recorded on December 24, dropping to 17.7950.

This high-to-low spread represents a total annual volatility of 0.8933 ALL. From a start-to-finish perspective, comparing the January average rate of 18.0366 to the December average rate of 17.9330, the exchange rate registered a net change of -0.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 18.6884 was down 0.83% compared to the 2015 peak of 18.8450, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 93,442 ALL

2015 Average 91,782 ALL

Yearly Trough Low 88,975 ALL

Transaction Impact: A difference of 4,466.56 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

18.5535

17.8766

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.2952, compared to 18.1813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1139 points.

H1 Avg (Jan–Jun) 18.2952

H2 Avg (Jul–Dec) 18.1813

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.4606 ALL (High: 18.6884 / Low: 18.2277). On the other end, September was the most stable month, with a tight range of 0.1656 ALL (High: 18.3879 / Low: 18.2223).

June Spread (Volatile) ±0.4606

September Spread (Stable) ±0.1656

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1677 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1677

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 18.3645) against the same month in 2015 (average: 18.6089), the exchange rate shifted by -0.2443 (-1.31%).

2016 Avg (June) 18.3645

2015 Avg (June) 18.6089

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.1833	17.9151	18.0366
February	18.3712	18.0354	18.1337
March	18.4936	18.1168	18.3045
April	18.6222	18.3618	18.4971
May	18.5604	18.3748	18.4347
June	18.6884	18.2277	18.3645
July	18.4333	18.1073	18.2386
August	18.4106	18.1556	18.2676
September	18.3879	18.2223	18.3124
October	18.3833	18.1195	18.2351
November	18.2364	17.9699	18.1007
December	18.0509	17.7950	17.9330