2013 HRK to ALL Historical Review

YEARLY HIGH

18.9499 ALL

YEARLY LOW

18.2754 ALL

YEARLY AVERAGE

18.5161 ALL

2013 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 16, valuing the pair at 18.9499. Conversely, the yearly low was recorded on December 26, dropping to 18.2754.

This high-to-low spread represents a total annual volatility of 0.6745 ALL. From a start-to-finish perspective, comparing the January average rate of 18.4402 to the December average rate of 18.3622, the exchange rate registered a net change of -0.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 18.9499 was up 0.37% compared to the 2012 peak of 18.8795, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 94,750 ALL

2012 Average 92,396 ALL

Yearly Trough Low 91,377 ALL

Transaction Impact: A difference of 3,372.75 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

18.8620

18.3168

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5278, compared to 18.5044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0234 points.

H1 Avg (Jan–Jun) 18.5278

H2 Avg (Jul–Dec) 18.5044

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.4005 ALL (High: 18.9499 / Low: 18.5494). On the other end, February was the most stable month, with a tight range of 0.1211 ALL (High: 18.4723 / Low: 18.3512).

June Spread (Volatile) ±0.4005

February Spread (Stable) ±0.1211

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1204 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 18.8165) against the same month in 2012 (average: 18.3437), the exchange rate shifted by +0.4728 (+2.58%).

2013 Avg (June) 18.8165

2012 Avg (June) 18.3437

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.5760	18.3909	18.4402
February	18.4723	18.3512	18.4261
March	18.4713	18.3480	18.4185
April	18.5264	18.3589	18.4476
May	18.6906	18.5361	18.6181
June	18.9499	18.5494	18.8165
July	18.9392	18.6055	18.6962
August	18.6724	18.4939	18.5915
September	18.5797	18.3963	18.5008
October	18.6086	18.3602	18.4960
November	18.4438	18.3050	18.3797
December	18.4183	18.2754	18.3622