YEARLY HIGH
16.6875 ALL
YEARLY LOW
14.9590 ALL
YEARLY AVERAGE
15.7893 ALL

2022 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 16.6875. Conversely, the yearly low was recorded on December 28, dropping to 14.9590.

This high-to-low spread represents a total annual volatility of 1.7285 ALL. From a start-to-finish perspective, comparing the January average rate of 16.1299 to the December average rate of 15.2494, the exchange rate registered a net change of -5.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 16.6875 was up 1.29% compared to the 2021 peak of 16.4755, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 83,438 ALL
2021 Average 81,324 ALL
Yearly Trough Low 74,795 ALL
Transaction Impact: A difference of 8,642.39 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

16.3538
15.1489
JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.0667, compared to 15.5119 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5548 points.

H1 Avg (Jan–Jun) 16.0667
H2 Avg (Jul–Dec) 15.5119

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.7082 ALL (High: 16.6875 / Low: 15.9793). On the other end, May was the most stable month, with a tight range of 0.1974 ALL (High: 16.1194 / Low: 15.9221).

March Spread (Volatile) ±0.7082
May Spread (Stable) ±0.1974

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3112 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 16.2534) against the same month in 2021 (average: 16.2688), the exchange rate shifted by -0.0154 (-0.09%).

2022 Avg (March) 16.2534
2021 Avg (March) 16.2688

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.2763 15.9162 16.1299
February 16.3322 15.9072 16.1161
March 16.6875 15.9793 16.2534
April 16.1122 15.7848 15.9878
May 16.1194 15.9221 16.0001
June 16.1440 15.7022 15.9130
July 15.8033 15.4809 15.6190
August 15.7087 15.4119 15.5626
September 15.7347 15.2403 15.5221
October 15.7096 15.4043 15.5580
November 15.7817 15.3435 15.5605
December 15.6027 14.9590 15.2494