YEARLY HIGH
12.9469 ALL
YEARLY LOW
12.5214 ALL
YEARLY AVERAGE
12.7243 ALL

2026 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 12.9469. Conversely, the yearly low was recorded on June 6, dropping to 12.5214.

This high-to-low spread represents a total annual volatility of 0.4255 ALL. From a start-to-finish perspective, comparing the January average rate of 12.8256 to the December average rate of 12.6129, the exchange rate registered a net change of -1.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 12.9469 was down 3.82% compared to the 2025 peak of 13.4608, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 64,734 ALL
2025 Average 64,965 ALL
Yearly Trough Low 62,607 ALL
Transaction Impact: A difference of 2,127.41 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

12.8469
12.5916
JanuFebrMarcApriMayJune

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.7243, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.7243 points.

H1 Avg (Jan–Jun) 12.7243
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.2502 ALL (High: 12.8657 / Low: 12.6156). On the other end, May was the most stable month, with a tight range of 0.0580 ALL (High: 12.6931 / Low: 12.6351).

April Spread (Volatile) ±0.2502
May Spread (Stable) ±0.0580

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0663 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.0663

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 12.8256) against the same month in 2025 (average: 13.0589), the exchange rate shifted by -0.2333 (-1.79%).

2026 Avg (January) 12.8256
2025 Avg (January) 13.0589

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.9469 12.7503 12.8256
February 12.8577 12.7423 12.7983
March 12.8171 12.6261 12.7320
April 12.8657 12.6156 12.7045
May 12.6931 12.6351 12.6727
June 12.6634 12.5214 12.6129