2024 HRK to ALL Historical Review

YEARLY HIGH

13.8620 ALL

YEARLY LOW

12.8643 ALL

YEARLY AVERAGE

13.3613 ALL

2024 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 13.8620. Conversely, the yearly low was recorded on November 22, dropping to 12.8643.

This high-to-low spread represents a total annual volatility of 0.9976 ALL. From a start-to-finish perspective, comparing the January average rate of 13.7827 to the December average rate of 13.0414, the exchange rate registered a net change of -5.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 13.8620 was down 12.08% compared to the 2023 peak of 15.7673, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 69,310 ALL

2023 Average 72,168 ALL

Yearly Trough Low 64,322 ALL

Transaction Impact: A difference of 4,988.23 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

13.8605

12.9279

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.5692, compared to 13.1535 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4158 points.

H1 Avg (Jan–Jun) 13.5692

H2 Avg (Jul–Dec) 13.1535

Volatility Range Comparison

Volatility

The most volatile month in 2024 was April, with a trading range of 0.3969 ALL (High: 13.6794 / Low: 13.2825). On the other end, October was the most stable month, with a tight range of 0.0664 ALL (High: 13.1254 / Low: 13.0589).

April Spread (Volatile) ±0.3969

October Spread (Stable) ±0.0664

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2024. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2585 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.2585

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 13.7827) against the same month in 2023 (average: 15.4544), the exchange rate shifted by -1.6717 (-10.82%).

2024 Avg (January) 13.7827

2023 Avg (January) 15.4544

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.8620	13.6784	13.7827
February	13.8459	13.6935	13.7823
March	13.8142	13.5599	13.7213
April	13.6794	13.2825	13.4629
May	13.4268	13.2868	13.3453
June	13.4103	13.2181	13.3209
July	13.3619	13.2754	13.3175
August	13.3264	13.1935	13.2737
September	13.2600	13.0500	13.1902
October	13.1254	13.0589	13.0923
November	13.1219	12.8643	13.0057
December	13.1291	12.8752	13.0414