2025 HRK to ALL Historical Review

YEARLY HIGH

13.4608 ALL

YEARLY LOW

12.7753 ALL

YEARLY AVERAGE

12.9942 ALL

2025 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 13.4608. Conversely, the yearly low was recorded on November 2, dropping to 12.7753.

This high-to-low spread represents a total annual volatility of 0.6855 ALL. From a start-to-finish perspective, comparing the January average rate of 13.0589 to the December average rate of 12.8122, the exchange rate registered a net change of -1.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 13.4608 was down 2.89% compared to the 2024 peak of 13.8620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 67,304 ALL

2024 Average 66,802 ALL

Yearly Trough Low 63,877 ALL

Transaction Impact: A difference of 3,427.56 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

13.2253

12.7747

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.1117, compared to 12.8767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2350 points.

H1 Avg (Jan–Jun) 13.1117

H2 Avg (Jul–Dec) 12.8767

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.4889 ALL (High: 13.4608 / Low: 12.9719). On the other end, December was the most stable month, with a tight range of 0.0767 ALL (High: 12.8554 / Low: 12.7787).

April Spread (Volatile) ±0.4889

December Spread (Stable) ±0.0767

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1402 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1402

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 13.1877) against the same month in 2024 (average: 13.4629), the exchange rate shifted by -0.2752 (-2.04%).

2025 Avg (April) 13.1877

2024 Avg (April) 13.4629

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.3044	12.9312	13.0589
February	13.2715	13.0602	13.1534
March	13.4536	13.0374	13.1774
April	13.4608	12.9719	13.1877
May	13.1907	12.9356	13.0476
June	13.1539	12.9038	13.0454
July	13.0157	12.8121	12.9616
August	13.1348	12.8441	12.9495
September	12.9923	12.7781	12.8773
October	12.9071	12.7979	12.8363
November	12.8575	12.7753	12.8233
December	12.8554	12.7787	12.8122