2019 HRK to ALL Historical Review

YEARLY HIGH

17.0054 ALL

YEARLY LOW

16.2993 ALL

YEARLY AVERAGE

16.5847 ALL

2019 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 17.0054. Conversely, the yearly low was recorded on August 5, dropping to 16.2993.

This high-to-low spread represents a total annual volatility of 0.7061 ALL. From a start-to-finish perspective, comparing the January average rate of 16.7453 to the December average rate of 16.4372, the exchange rate registered a net change of -1.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 17.0054 was down 5.87% compared to the 2018 peak of 18.0663, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 85,027 ALL

2018 Average 85,998 ALL

Yearly Trough Low 81,497 ALL

Transaction Impact: A difference of 3,530.61 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

16.8769

16.3603

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.6932, compared to 16.4762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2170 points.

H1 Avg (Jan–Jun) 16.6932

H2 Avg (Jul–Dec) 16.4762

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.4665 ALL (High: 16.9306 / Low: 16.4641). On the other end, November was the most stable month, with a tight range of 0.1074 ALL (High: 16.5621 / Low: 16.4547).

January Spread (Volatile) ±0.4665

November Spread (Stable) ±0.1074

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1273 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1273

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 16.8338) against the same month in 2018 (average: 17.6430), the exchange rate shifted by -0.8092 (-4.59%).

2019 Avg (March) 16.8338

2018 Avg (March) 17.6430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.9306	16.4641	16.7453
February	16.8974	16.7192	16.7874
March	17.0054	16.7019	16.8338
April	16.8651	16.5771	16.7160
May	16.7175	16.4655	16.5887
June	16.5712	16.4222	16.4881
July	16.5950	16.3788	16.5058
August	16.5145	16.2993	16.4034
September	16.5735	16.3530	16.4297
October	16.6903	16.4749	16.5655
November	16.5621	16.4547	16.5160
December	16.5614	16.3289	16.4372