2021 HRK to ALL Historical Review

YEARLY HIGH

16.4755 ALL

YEARLY LOW

15.9931 ALL

YEARLY AVERAGE

16.2655 ALL

2021 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 16.4755. Conversely, the yearly low was recorded on November 29, dropping to 15.9931.

This high-to-low spread represents a total annual volatility of 0.4824 ALL. From a start-to-finish perspective, comparing the January average rate of 16.3338 to the December average rate of 16.0647, the exchange rate registered a net change of -1.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 16.4755 was down 10.19% compared to the 2020 peak of 18.3455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 82,377 ALL

2020 Average 82,086 ALL

Yearly Trough Low 79,965 ALL

Transaction Impact: A difference of 2,411.85 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

16.4020

16.0341

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.3249, compared to 16.2061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1188 points.

H1 Avg (Jan–Jun) 16.3249

H2 Avg (Jul–Dec) 16.2061

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.4672 ALL (High: 16.4603 / Low: 15.9931). On the other end, December was the most stable month, with a tight range of 0.1613 ALL (High: 16.1562 / Low: 15.9949).

November Spread (Volatile) ±0.4672

December Spread (Stable) ±0.1613

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1661 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1661

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 16.3713) against the same month in 2020 (average: 16.4193), the exchange rate shifted by -0.0480 (-0.29%).

2021 Avg (June) 16.3713

2020 Avg (June) 16.4193

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.3968	16.1662	16.3338
February	16.3934	16.2079	16.3284
March	16.3862	16.1993	16.2688
April	16.3625	16.1849	16.2820
May	16.4481	16.2583	16.3649
June	16.4755	16.2338	16.3713
July	16.3867	16.2082	16.3042
August	16.3289	16.1254	16.2215
September	16.3084	16.1198	16.2192
October	16.4078	16.1320	16.1962
November	16.4603	15.9931	16.2309
December	16.1562	15.9949	16.0647