2015 HRK to ALL Historical Review

YEARLY HIGH

18.8450 ALL

YEARLY LOW

17.8750 ALL

YEARLY AVERAGE

18.3557 ALL

2015 HRK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 17, valuing the pair at 18.8450. Conversely, the yearly low was recorded on November 21, dropping to 17.8750.

This high-to-low spread represents a total annual volatility of 0.9700 ALL. From a start-to-finish perspective, comparing the January average rate of 18.2034 to the December average rate of 18.0243, the exchange rate registered a net change of -0.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 18.8450 was up 1.62% compared to the 2014 peak of 18.5438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 94,225 ALL

2014 Average 91,691 ALL

Yearly Trough Low 89,375 ALL

Transaction Impact: A difference of 4,850.16 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

18.6818

17.9645

JanuMarcMayJulySeptNove

HRK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.4151, compared to 18.2964 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1187 points.

H1 Avg (Jan–Jun) 18.4151

H2 Avg (Jul–Dec) 18.2964

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.5124 ALL (High: 18.3874 / Low: 17.8750). On the other end, January was the most stable month, with a tight range of 0.1706 ALL (High: 18.2783 / Low: 18.1078).

November Spread (Volatile) ±0.5124

January Spread (Stable) ±0.1706

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1771 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1771

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2015: 18.6220) against the same month in 2014 (average: 18.4385), the exchange rate shifted by +0.1835 (+1.00%).

2015 Avg (May) 18.6220

2014 Avg (May) 18.4385

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.2783	18.1078	18.2034
February	18.2985	18.0974	18.1935
March	18.5478	18.2382	18.3687
April	18.6389	18.3577	18.4939
May	18.8450	18.4854	18.6220
June	18.7956	18.4194	18.6089
July	18.5139	18.3259	18.4317
August	18.6191	18.3102	18.4800
September	18.6358	18.1266	18.3947
October	18.4209	18.0959	18.3000
November	18.3874	17.8750	18.1474
December	18.1876	17.9011	18.0243