YEARLY HIGH
3.7209 KMF
YEARLY LOW
3.2094 KMF
YEARLY AVERAGE
3.3820 KMF

2025 KES to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the KES to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 3.7209. Conversely, the yearly low was recorded on September 17, dropping to 3.2094.

This high-to-low spread represents a total annual volatility of 0.5115 KMF. From a start-to-finish perspective, comparing the January average rate of 3.6788 to the December average rate of 3.2576, the exchange rate registered a net change of -11.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.7209 was up 1.19% compared to the 2024 peak of 3.6772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 18,604 KMF
2024 Average 16,983 KMF
Yearly Trough Low 16,047 KMF
Transaction Impact: A difference of 2,557.50 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.7220
3.2035
JanuMarcMayJulySeptNove

KES to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4974, compared to 3.2665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2309 points.

H1 Avg (Jan–Jun) 3.4974
H2 Avg (Jul–Dec) 3.2665

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2218 KMF (High: 3.5333 / Low: 3.3115). On the other end, December was the most stable month, with a tight range of 0.0464 KMF (High: 3.2868 / Low: 3.2404).

April Spread (Volatile) ±0.2218
December Spread (Stable) ±0.0464

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1214 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 3.6788) against the same month in 2024 (average: 2.8252), the exchange rate shifted by +0.8535 (+30.21%).

2025 Avg (January) 3.6788
2024 Avg (January) 2.8252

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7209 3.6249 3.6788
February 3.7120 3.6230 3.6604
March 3.6866 3.4748 3.5390
April 3.5333 3.3115 3.4373
May 3.4167 3.3379 3.3631
June 3.3602 3.2392 3.3060
July 3.3407 3.2314 3.2613
August 3.3606 3.2254 3.2723
September 3.2764 3.2094 3.2467
October 3.3017 3.2432 3.2749
November 3.3197 3.2572 3.2864
December 3.2868 3.2404 3.2576