2015 SCR to BIF Historical Review

YEARLY HIGH

128.4739 BIF

YEARLY LOW

110.3517 BIF

YEARLY AVERAGE

117.7700 BIF

2015 SCR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SCR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 128.4739. Conversely, the yearly low was recorded on January 14, dropping to 110.3517.

This high-to-low spread represents a total annual volatility of 18.1222 BIF. From a start-to-finish perspective, comparing the January average rate of 112.6392 to the December average rate of 121.7779, the exchange rate registered a net change of 8.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 128.4739 was down 1.22% compared to the 2014 peak of 130.0560, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 642,369 BIF

2014 Average 612,065 BIF

Yearly Trough Low 551,758 BIF

Transaction Impact: A difference of 90,611.06 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

123.8578

110.7985

JanuMarcMayJulySeptNove

SCR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 114.9210, compared to 120.6190 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.6981 points.

H1 Avg (Jan–Jun) 114.9210

H2 Avg (Jul–Dec) 120.6190

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 12.8744 BIF (High: 128.4739 / Low: 115.5995). On the other end, February was the most stable month, with a tight range of 3.5255 BIF (High: 113.9163 / Low: 110.3908).

December Spread (Volatile) ±12.8744

February Spread (Stable) ±3.5255

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 3.9335 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -3.9335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 121.7779) against the same month in 2014 (average: 111.9152), the exchange rate shifted by +9.8626 (+8.81%).

2015 Avg (December) 121.7779

2014 Avg (December) 111.9152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	118.9887	110.3517	112.6392
February	113.9163	110.3908	111.8868
March	117.7222	111.4589	114.4822
April	117.2868	112.9185	115.3969
May	119.5547	114.1634	116.8469
June	122.3200	116.5425	118.2737
July	127.0741	118.4785	122.7696
August	121.2208	116.9484	118.8360
September	122.0072	115.9681	119.2931
October	123.4718	115.4515	119.6937
November	124.6433	117.6619	121.3439
December	128.4739	115.5995	121.7779