YEARLY HIGH
220.7623 BIF
YEARLY LOW
192.7340 BIF
YEARLY AVERAGE
206.8211 BIF

2025 SCR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 220.7623. Conversely, the yearly low was recorded on January 21, dropping to 192.7340.

This high-to-low spread represents a total annual volatility of 28.0283 BIF. From a start-to-finish perspective, comparing the January average rate of 205.1884 to the December average rate of 205.8065, the exchange rate registered a net change of 0.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 220.7623 was down 2.38% compared to the 2024 peak of 226.1470, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,103,811 BIF
2024 Average 1,055,297 BIF
Yearly Trough Low 963,670 BIF
Transaction Impact: A difference of 140,141.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

214.1323
202.9962
JanuMarcMayJulySeptNove

SCR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 206.0490, compared to 207.5932 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5442 points.

H1 Avg (Jan–Jun) 206.0490
H2 Avg (Jul–Dec) 207.5932

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 26.2473 BIF (High: 220.4111 / Low: 194.1638). On the other end, May was the most stable month, with a tight range of 3.3688 BIF (High: 209.4539 / Low: 206.0851).

December Spread (Volatile) ±26.2473
May Spread (Stable) ±3.3688

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 7.3977 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -7.3977

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 213.2043) against the same month in 2024 (average: 212.5165), the exchange rate shifted by +0.6877 (+0.32%).

2025 Avg (November) 213.2043
2024 Avg (November) 212.5165

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 209.1203 192.7340 205.1884
February 207.8647 195.8458 204.7720
March 208.7227 201.8434 205.7923
April 209.2327 203.7985 207.0268
May 209.4539 206.0851 207.7642
June 210.9737 199.2280 205.7504
July 211.2786 201.4744 208.0483
August 211.2570 196.0680 206.2956
September 209.7884 195.2501 203.9242
October 219.7522 194.8907 208.2803
November 220.7623 195.0116 213.2043
December 220.4111 194.1638 205.8065