YEARLY HIGH
150.8387 BIF
YEARLY LOW
91.4286 BIF
YEARLY AVERAGE
113.7912 BIF

2020 SCR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 150.8387. Conversely, the yearly low was recorded on December 6, dropping to 91.4286.

This high-to-low spread represents a total annual volatility of 59.4102 BIF. From a start-to-finish perspective, comparing the January average rate of 137.9642 to the December average rate of 91.6480, the exchange rate registered a net change of -33.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 150.8387 was up 1.50% compared to the 2019 peak of 148.6083, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 754,194 BIF
2019 Average 673,356 BIF
Yearly Trough Low 457,143 BIF
Transaction Impact: A difference of 297,050.89 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

143.1326
86.9676
JanuMarcMayJulySeptNove

SCR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 124.8937, compared to 102.6888 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 22.2049 points.

H1 Avg (Jan–Jun) 124.8937
H2 Avg (Jul–Dec) 102.6888

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 30.1387 BIF (High: 138.0986 / Low: 107.9599). On the other end, September was the most stable month, with a tight range of 0.5949 BIF (High: 108.0112 / Low: 107.4163).

April Spread (Volatile) ±30.1387
September Spread (Stable) ±0.5949

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 21.7114 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -21.7114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 138.4522) against the same month in 2019 (average: 132.9192), the exchange rate shifted by +5.5329 (+4.16%).

2020 Avg (March) 138.4522
2019 Avg (March) 132.9192

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 146.6864 136.8146 137.9642
February 142.2893 136.9224 138.1799
March 150.8387 132.9077 138.4522
April 138.0986 107.9599 116.7408
May 118.4472 105.2077 109.4770
June 113.6956 107.0137 108.5480
July 109.3555 107.1668 108.9687
August 108.4635 104.2427 107.9587
September 108.0112 107.4163 107.5939
October 107.5960 100.2309 104.7146
November 100.2854 93.1243 95.2488
December 93.3106 91.4286 91.6480