2021 SCR to BIF Historical Review

YEARLY HIGH

156.3900 BIF

YEARLY LOW

89.7221 BIF

YEARLY AVERAGE

126.7223 BIF

2021 SCR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 156.3900. Conversely, the yearly low was recorded on January 10, dropping to 89.7221.

This high-to-low spread represents a total annual volatility of 66.6679 BIF. From a start-to-finish perspective, comparing the January average rate of 91.6984 to the December average rate of 148.5395, the exchange rate registered a net change of 61.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 156.3900 was up 3.68% compared to the 2020 peak of 150.8387, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 781,950 BIF

2020 Average 568,659 BIF

Yearly Trough Low 448,610 BIF

Transaction Impact: A difference of 333,339.52 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

157.5630

85.7107

JanuMarcMayJulySeptNove

SCR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 108.2060, compared to 145.2386 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 37.0326 points.

H1 Avg (Jan–Jun) 108.2060

H2 Avg (Jul–Dec) 145.2386

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 46.7804 BIF (High: 141.3477 / Low: 94.5673). On the other end, January was the most stable month, with a tight range of 2.7146 BIF (High: 92.4367 / Low: 89.7221).

April Spread (Volatile) ±46.7804

January Spread (Stable) ±2.7146

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 7.1348 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -7.1348

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 148.5395) against the same month in 2020 (average: 91.6480), the exchange rate shifted by +56.8915 (+62.08%).

2021 Avg (December) 148.5395

2020 Avg (December) 91.6480

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	92.4367	89.7221	91.6984
February	93.7939	90.6862	92.1416
March	96.1684	91.1430	92.3803
April	141.3477	94.5673	120.6996
May	133.5832	119.4706	125.1092
June	134.7117	119.7076	127.2070
July	147.4543	121.0635	134.2906
August	154.9401	129.1523	144.7912
September	155.8817	141.5242	151.5753
October	155.8139	133.4182	144.4405
November	156.2043	133.3262	147.7946
December	156.3900	133.1670	148.5395