2020 BIF to UGX Historical Review

YEARLY HIGH

2.0618 UGX

YEARLY LOW

1.8765 UGX

YEARLY AVERAGE

1.9419 UGX

2020 BIF to UGX Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to UGX exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 2.0618. Conversely, the yearly low was recorded on December 29, dropping to 1.8765.

This high-to-low spread represents a total annual volatility of 0.1853 UGX. From a start-to-finish perspective, comparing the January average rate of 1.9517 to the December average rate of 1.8868, the exchange rate registered a net change of -3.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.0618 was down 0.85% compared to the 2019 peak of 2.0796, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 10,309 UGX

2019 Average 10,058 UGX

Yearly Trough Low 9,382 UGX

Transaction Impact: A difference of 926.66 UGX purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.0052

1.8761

JanuMarcMayJulySeptNove

BIF to UGX Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9726, compared to 1.9113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0613 points.

H1 Avg (Jan–Jun) 1.9726

H2 Avg (Jul–Dec) 1.9113

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1024 UGX (High: 2.0618 / Low: 1.9595). On the other end, August was the most stable month, with a tight range of 0.0124 UGX (High: 1.9142 / Low: 1.9018).

March Spread (Volatile) ±0.1024

August Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0344 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.9912) against the same month in 2019 (average: 2.0357), the exchange rate shifted by -0.0444 (-2.18%).

2020 Avg (March) 1.9912

2019 Avg (March) 2.0357

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9713	1.9438	1.9517
February	1.9649	1.9408	1.9475
March	2.0618	1.9595	1.9912
April	2.0115	1.9785	1.9944
May	2.0025	1.9802	1.9912
June	1.9892	1.9416	1.9592
July	1.9476	1.9135	1.9248
August	1.9142	1.9018	1.9066
September	1.9245	1.9041	1.9140
October	1.9341	1.9089	1.9217
November	1.9329	1.8992	1.9136
December	1.9059	1.8765	1.8868