YEARLY HIGH
1.2625 UGX
YEARLY LOW
1.1530 UGX
YEARLY AVERAGE
1.2181 UGX

2025 BIF to UGX Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to UGX exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 1.2625. Conversely, the yearly low was recorded on October 12, dropping to 1.1530.

This high-to-low spread represents a total annual volatility of 0.1095 UGX. From a start-to-finish perspective, comparing the January average rate of 1.2503 to the December average rate of 1.2079, the exchange rate registered a net change of -3.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2625 was down 8.61% compared to the 2024 peak of 1.3814, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 6,312 UGX
2024 Average 6,513 UGX
Yearly Trough Low 5,765 UGX
Transaction Impact: A difference of 547.45 UGX purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2579
1.1669
JanuMarcMayJulySeptNove

BIF to UGX Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2388, compared to 1.1973 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0415 points.

H1 Avg (Jan–Jun) 1.2388
H2 Avg (Jul–Dec) 1.1973

Volatility Range Comparison

Volatility

The most volatile month in 2025 was November, with a trading range of 0.0594 UGX (High: 1.2409 / Low: 1.1815). On the other end, February was the most stable month, with a tight range of 0.0176 UGX (High: 1.2574 / Low: 1.2398).

November Spread (Volatile) ±0.0594
February Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0193 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0193

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.2503) against the same month in 2024 (average: 1.3331), the exchange rate shifted by -0.0828 (-6.21%).

2025 Avg (January) 1.2503
2024 Avg (January) 1.3331

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2625 1.2414 1.2503
February 1.2574 1.2398 1.2455
March 1.2605 1.2222 1.2414
April 1.2617 1.2263 1.2385
May 1.2517 1.2213 1.2383
June 1.2309 1.2090 1.2190
July 1.2242 1.1998 1.2102
August 1.2208 1.1898 1.1999
September 1.1928 1.1733 1.1824
October 1.1859 1.1530 1.1745
November 1.2409 1.1815 1.2091
December 1.2238 1.1919 1.2079