2012 PEN to GMD Historical Review

YEARLY HIGH

13.1908 GMD

YEARLY LOW

10.6242 GMD

YEARLY AVERAGE

11.7949 GMD

2012 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 21, valuing the pair at 13.1908. Conversely, the yearly low was recorded on January 2, dropping to 10.6242.

This high-to-low spread represents a total annual volatility of 2.5666 GMD. From a start-to-finish perspective, comparing the January average rate of 11.0069 to the December average rate of 12.0945, the exchange rate registered a net change of 9.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.1908 was up 19.62% compared to the 2011 peak of 11.0277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 65,954 GMD

2011 Average 51,165 GMD

Yearly Trough Low 53,121 GMD

Transaction Impact: A difference of 12,833.06 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.1250

10.8144

JanuMarcMayJulySeptNove

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.3022, compared to 12.2876 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9854 points.

H1 Avg (Jan–Jun) 11.3022

H2 Avg (Jul–Dec) 12.2876

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 1.6762 GMD (High: 13.1050 / Low: 11.4288). On the other end, September was the most stable month, with a tight range of 0.2261 GMD (High: 12.8296 / Low: 12.6035).

November Spread (Volatile) ±1.6762

September Spread (Stable) ±0.2261

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.0221 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.0221

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 12.9324) against the same month in 2011 (average: 10.6238), the exchange rate shifted by +2.3086 (+21.73%).

2012 Avg (October) 12.9324

2011 Avg (October) 10.6238

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2461	10.6242	11.0069
February	11.5540	10.9586	11.3080
March	11.5628	11.0167	11.4166
April	11.3684	10.8530	11.1355
May	11.5308	11.1591	11.3864
June	11.9401	11.1295	11.5596
July	12.1512	11.6540	11.9277
August	12.8292	11.9936	12.1650
September	12.8296	12.6035	12.6957
October	13.1908	12.6557	12.9324
November	13.1050	11.4288	11.9103
December	12.7679	11.6535	12.0945