2015 PEN to GMD Historical Review

YEARLY HIGH

14.5367 GMD

YEARLY LOW

11.5379 GMD

YEARLY AVERAGE

12.9771 GMD

2015 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 14.5367. Conversely, the yearly low was recorded on December 31, dropping to 11.5379.

This high-to-low spread represents a total annual volatility of 2.9988 GMD. From a start-to-finish perspective, comparing the January average rate of 14.2934 to the December average rate of 11.7037, the exchange rate registered a net change of -18.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 14.5367 was down 2.16% compared to the 2014 peak of 14.8579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 72,683 GMD

2014 Average 70,284 GMD

Yearly Trough Low 57,689 GMD

Transaction Impact: A difference of 14,994.00 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

14.5524

11.4447

JanuMarcMayJulySeptNove

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.8621, compared to 12.0921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7700 points.

H1 Avg (Jan–Jun) 13.8621

H2 Avg (Jul–Dec) 12.0921

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 1.2390 GMD (High: 13.6700 / Low: 12.4310). On the other end, May was the most stable month, with a tight range of 0.1367 GMD (High: 13.7546 / Low: 13.6179).

June Spread (Volatile) ±1.2390

May Spread (Stable) ±0.1367

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.0081 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -1.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 14.2934) against the same month in 2014 (average: 13.5563), the exchange rate shifted by +0.7371 (+5.44%).

2015 Avg (January) 14.2934

2014 Avg (January) 13.5563

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.5367	14.0180	14.2934
February	14.3308	13.8746	14.0100
March	14.0058	13.8690	13.9124
April	13.9398	13.7146	13.8062
May	13.7546	13.6179	13.6756
June	13.6700	12.4310	13.4748
July	12.5853	12.3700	12.4667
August	12.4920	12.0319	12.2830
September	12.6344	12.0467	12.2477
October	12.2291	11.8362	12.0709
November	11.9435	11.6868	11.7807
December	11.8586	11.5379	11.7037