2014 PEN to GMD Historical Review

YEARLY HIGH

14.8579 GMD

YEARLY LOW

13.4793 GMD

YEARLY AVERAGE

14.0541 GMD

2014 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 14.8579. Conversely, the yearly low was recorded on January 29, dropping to 13.4793.

This high-to-low spread represents a total annual volatility of 1.3786 GMD. From a start-to-finish perspective, comparing the January average rate of 13.5563 to the December average rate of 14.5543, the exchange rate registered a net change of 7.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 14.8579 was up 8.05% compared to the 2013 peak of 13.7509, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 74,289 GMD

2013 Average 62,697 GMD

Yearly Trough Low 67,397 GMD

Transaction Impact: A difference of 6,892.84 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

14.8632

13.4375

JanuMarcMayJulySeptNove

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.8430, compared to 14.2653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4223 points.

H1 Avg (Jan–Jun) 13.8430

H2 Avg (Jul–Dec) 14.2653

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 1.2593 GMD (High: 14.8579 / Low: 13.5986). On the other end, March was the most stable month, with a tight range of 0.1187 GMD (High: 13.6461 / Low: 13.5274).

October Spread (Volatile) ±1.2593

March Spread (Stable) ±0.1187

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2772 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2772

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 14.1111) against the same month in 2013 (average: 11.8011), the exchange rate shifted by +2.3100 (+19.57%).

2014 Avg (October) 14.1111

2013 Avg (October) 11.8011

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.6302	13.4793	13.5563
February	13.6349	13.4849	13.5576
March	13.6461	13.5274	13.5881
April	14.2916	13.5577	13.9293
May	14.3213	14.1055	14.2164
June	14.3154	14.1275	14.2100
July	14.3119	14.0757	14.2237
August	14.2387	13.9405	14.1176
September	14.0209	13.6571	13.8404
October	14.8579	13.5986	14.1111
November	14.8409	14.6688	14.7444
December	14.7417	14.4008	14.5543