YEARLY HIGH
16.3242 GMD
YEARLY LOW
13.2181 GMD
YEARLY AVERAGE
14.4528 GMD

2022 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 16.3242. Conversely, the yearly low was recorded on January 2, dropping to 13.2181.

This high-to-low spread represents a total annual volatility of 3.1061 GMD. From a start-to-finish perspective, comparing the January average rate of 13.5643 to the December average rate of 16.2235, the exchange rate registered a net change of 19.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 16.3242 was up 13.87% compared to the 2021 peak of 14.3352, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 81,621 GMD
2021 Average 66,498 GMD
Yearly Trough Low 66,090 GMD
Transaction Impact: A difference of 15,530.38 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

16.4894
13.2984
JanuMarcMayJulySeptNove

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.1905, compared to 14.7152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5247 points.

H1 Avg (Jan–Jun) 14.1905
H2 Avg (Jul–Dec) 14.7152

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 1.4270 GMD (High: 16.1479 / Low: 14.7209). On the other end, December was the most stable month, with a tight range of 0.2066 GMD (High: 16.3242 / Low: 16.1176).

November Spread (Volatile) ±1.4270
December Spread (Stable) ±0.2066

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5675 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.5675

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 16.2235) against the same month in 2021 (average: 12.9904), the exchange rate shifted by +3.2330 (+24.89%).

2022 Avg (December) 16.2235
2021 Avg (December) 12.9904

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.7816 13.2181 13.5643
February 14.3351 13.7057 14.0148
March 14.5043 14.0143 14.3121
April 14.7964 14.0693 14.4339
May 14.7924 14.0742 14.3764
June 14.6154 14.2786 14.4414
July 14.1324 13.6231 13.8739
August 14.4360 13.7921 14.0348
September 14.3193 13.9144 14.1005
October 14.7239 13.9019 14.2656
November 16.1479 14.7209 15.7930
December 16.3242 16.1176 16.2235