2013 PEN to GMD Historical Review

YEARLY HIGH

13.7509 GMD

YEARLY LOW

11.5875 GMD

YEARLY AVERAGE

12.5421 GMD

2013 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 13.7509. Conversely, the yearly low was recorded on September 6, dropping to 11.5875.

This high-to-low spread represents a total annual volatility of 2.1634 GMD. From a start-to-finish perspective, comparing the January average rate of 13.1069 to the December average rate of 13.6122, the exchange rate registered a net change of 3.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 13.7509 was up 4.25% compared to the 2012 peak of 13.1908, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 68,755 GMD

2012 Average 58,986 GMD

Yearly Trough Low 57,938 GMD

Transaction Impact: A difference of 10,817.11 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

13.7996

11.5505

JanuMarcMayJulySeptNove

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.9010, compared to 12.1831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7179 points.

H1 Avg (Jan–Jun) 12.9010

H2 Avg (Jul–Dec) 12.1831

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 1.9308 GMD (High: 13.5728 / Low: 11.6420). On the other end, October was the most stable month, with a tight range of 0.1633 GMD (High: 11.8838 / Low: 11.7206).

November Spread (Volatile) ±1.9308

October Spread (Stable) ±0.1633

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.2771 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.2771

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 13.6122) against the same month in 2012 (average: 12.0945), the exchange rate shifted by +1.5176 (+12.55%).

2013 Avg (December) 13.6122

2012 Avg (December) 12.0945

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.4070	12.7123	13.1069
February	13.1819	12.7887	12.9300
March	13.0249	12.7116	12.8280
April	12.9427	12.4606	12.7543
May	13.1852	12.3841	12.6585
June	13.4005	12.3959	13.1281
July	12.8640	11.6843	11.8510
August	12.5157	11.6208	11.7379
September	11.9404	11.5875	11.7405
October	11.8838	11.7206	11.8011
November	13.5728	11.6420	12.3561
December	13.7509	13.3979	13.6122