2026 PEN to GMD Historical Review

YEARLY HIGH

22.1321 GMD

YEARLY LOW

20.7702 GMD

YEARLY AVERAGE

21.5702 GMD

2026 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 22.1321. Conversely, the yearly low was recorded on April 30, dropping to 20.7702.

This high-to-low spread represents a total annual volatility of 1.3619 GMD. From a start-to-finish perspective, comparing the January average rate of 21.8868 to the December average rate of 21.8078, the exchange rate registered a net change of -0.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 22.1321 was down 0.04% compared to the 2025 peak of 22.1410, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 110,661 GMD

2025 Average 101,310 GMD

Yearly Trough Low 103,851 GMD

Transaction Impact: A difference of 6,809.47 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

21.9474

21.2200

JanuMarcMayJuly

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.5205, compared to 21.7194 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1988 points.

H1 Avg (Jan–Jun) 21.5205

H2 Avg (Jul–Dec) 21.7194

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.1191 GMD (High: 21.8893 / Low: 20.7702). On the other end, August was the most stable month, with a tight range of 0.1460 GMD (High: 21.9010 / Low: 21.7550).

April Spread (Volatile) ±1.1191

August Spread (Stable) ±0.1460

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4955 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4955

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 21.8302) against the same month in 2025 (average: 19.3816), the exchange rate shifted by +2.4486 (+12.63%).

2026 Avg (February) 21.8302

2025 Avg (February) 19.3816

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.0386	21.6660	21.8868
February	22.1321	21.6063	21.8302
March	21.7004	20.9502	21.3347
April	21.8893	20.7702	21.3776
May	21.4339	20.8125	21.2806
June	21.7377	20.9560	21.4135
July	21.9358	21.2882	21.6310
August	21.9010	21.7550	21.8078