YEARLY HIGH
15.5204 GMD
YEARLY LOW
14.5965 GMD
YEARLY AVERAGE
15.0152 GMD

2019 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 15.5204. Conversely, the yearly low was recorded on June 3, dropping to 14.5965.

This high-to-low spread represents a total annual volatility of 0.9239 GMD. From a start-to-finish perspective, comparing the January average rate of 14.8083 to the December average rate of 15.3152, the exchange rate registered a net change of 3.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 15.5204 was up 2.37% compared to the 2018 peak of 15.1608, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 77,602 GMD
2018 Average 73,174 GMD
Yearly Trough Low 72,983 GMD
Transaction Impact: A difference of 4,619.29 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

15.3659
14.7576
JanuMarcMayJulySeptNove

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.9251, compared to 15.1053 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1802 points.

H1 Avg (Jan–Jun) 14.9251
H2 Avg (Jul–Dec) 15.1053

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.5132 GMD (High: 15.1097 / Low: 14.5965). On the other end, July was the most stable month, with a tight range of 0.1301 GMD (High: 15.2080 / Low: 15.0780).

June Spread (Volatile) ±0.5132
July Spread (Stable) ±0.1301

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2979 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2979

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 15.3152) against the same month in 2018 (average: 14.7025), the exchange rate shifted by +0.6127 (+4.17%).

2019 Avg (December) 15.3152
2018 Avg (December) 14.7025

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.9134 14.6460 14.8083
February 14.9909 14.8459 14.9149
March 15.0986 14.9459 15.0125
April 15.0548 14.8765 15.0089
May 15.0302 14.7628 14.9033
June 15.1097 14.5965 14.9028
July 15.2080 15.0780 15.1470
August 15.0944 14.7619 14.8491
September 15.2086 14.8012 15.0113
October 15.3416 14.9025 15.1123
November 15.3523 15.0447 15.1972
December 15.5204 15.0931 15.3152