2016 PEN to GMD Historical Review

YEARLY HIGH

13.1397 GMD

YEARLY LOW

11.1094 GMD

YEARLY AVERAGE

12.4509 GMD

2016 PEN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 13.1397. Conversely, the yearly low was recorded on February 23, dropping to 11.1094.

This high-to-low spread represents a total annual volatility of 2.0303 GMD. From a start-to-finish perspective, comparing the January average rate of 11.4978 to the December average rate of 12.6043, the exchange rate registered a net change of 9.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 13.1397 was down 9.61% compared to the 2015 peak of 14.5367, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 65,699 GMD

2015 Average 64,851 GMD

Yearly Trough Low 55,547 GMD

Transaction Impact: A difference of 10,151.43 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

13.0859

11.0941

JanuMarcMayJulySeptNove

PEN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2191, compared to 12.6827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4636 points.

H1 Avg (Jan–Jun) 12.2191

H2 Avg (Jul–Dec) 12.6827

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 1.7331 GMD (High: 12.8579 / Low: 11.1248). On the other end, September was the most stable month, with a tight range of 0.2262 GMD (High: 12.7368 / Low: 12.5106).

March Spread (Volatile) ±1.7331

September Spread (Stable) ±0.2262

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2377 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2377

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 12.9189) against the same month in 2015 (average: 13.8062), the exchange rate shifted by -0.8873 (-6.43%).

2016 Avg (April) 12.9189

2015 Avg (April) 13.8062

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.5943	11.3374	11.4978
February	11.3723	11.1094	11.2601
March	12.8579	11.1248	11.9358
April	13.1397	12.5878	12.9189
May	13.0032	12.6341	12.8362
June	13.0437	12.6340	12.8660
July	13.0534	12.6969	12.9199
August	12.9801	12.5908	12.8015
September	12.7368	12.5106	12.6101
October	12.7356	12.5075	12.6049
November	12.7243	12.3962	12.5557
December	12.7703	12.4463	12.6043